BMW Annual Car Insurance.

Our Defaqto 5 star rated BMW Car Insurance is a fully comprehensive insurance policy designed for your BMW with the same attention to detail given to the creation of a BMW. It's not just any insurance policy but an investment in maintaining your Ultimate Driving Machine.

Key benefits

  • Guaranteed option of BMW Approved Bodyshop repair in the UK.
  • Use of a courtesy car whilst your car is being repaired.
  • 24 hour UK recovery in the event of an accident.
  • Replacement child car seats in the event of an accident.
  • Sole glass replacement or repair will not affect your No Claims Discount.
  • Up to 90 days cover whilst driving your vehicle abroad within the EU.
  • Uninsured driver promise.
  • Up to £1,000 cover for replacement vehicle keys and locks.
  • Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500.
  • Car contents and personal belongings cover up to £1,000.

Key exclusions

  • You must be able to pass an identity check at your address.
  • Some high performance and higher value vehicles may require a Thatcham approved tracking device.
  • UK residents only.
  • Maximum driver age of 85 years old.
  • Minimum driver age of 30 years old for any BMW M Series vehicle.
  • Terms, conditions, exclusions and excesses apply.
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Terms, conditions and exclusions apply. BMW Car Insurance is managed and administered by Wrisk Transfer Limited, registered in England and Wales with company number 10657213 and its registered office is at 25 Moorgate, London, EC2R 6AY. Wrisk Transfer Limited is authorised and regulated by the Financial Conduct Authority (FCA) - reference number 788062. The FCA’s register can be checked for details of their permissions, history and contact details.
BMW Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB and Wrisk Transfer Limited are not part of the same corporate group.